I work as a Banker for my “day job.”  Because of that I sit in on classes and discuss finances of all sorts with clients and professionals in many areas of expertise, I thought I’d share my unique perspective on the current crisis in two “down to earth” articles.

PART I: HOW WE GOT HERE
America is currently in what some people are calling the worst economic crisis since the great depression. I personally feel that this is an exaggeration and overstatement. The only way this will become as bad as that, is if we create an attitude of self-fulfilling prophecy: we decide everything’s in bad shape, hunker down, and refuse to allow our free-market economy to correct itself. I’ll explain further why I feel this way later. First, lets understand how we got here. [READ MORE]